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Merchant Point

A New Community by D.R. Horton

Now Selling
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Jacksonville, NC, 28546

* Limited Information Available
  • 3 - 5 Bed Beds
  • 2.0 - 4.0 Bath Baths
  • 1,618 - 3,503 Sq Ft.
  • Single Family Homes Type
  • School

Check out this new home community in Jacksonville,NC found on NewHomesDirectory.com - Merchant Point by D.R. Horton.

Merchant Point in Jacksonville, NC by D.R. Horton offers buyers a comfortable coastal Carolina lifestyle with the convenience of being close to everything that makes Jacksonville such a popular place to live. The community feels welcoming from the moment buyers arrive, with modern homes, functional layouts, and a location that keeps everyday essentials, outdoor recreation, and the Crystal Coast all within easy reach.

Life at Merchant Point is designed around simplicity and comfort. The homes feature open-concept floorplans that create an easy flow between kitchens, dining areas, and living spaces, making the homes feel bright, connected, and practical for everyday living. Many layouts include flexible rooms that can easily become home offices, guest spaces, playrooms, or hobby areas depending on what buyers need most. Covered patios and outdoor spaces also help extend the living experience outside, fitting naturally with North Carolina's mild coastal climate.

One of the biggest advantages of the community is how connected the location feels. Jacksonville continues to attract buyers because it offers a strong balance between convenience and lifestyle. Residents are close to shopping, dining, schools, healthcare, and major commuter routes while still being within driving distance of some of the area's best beaches and waterfront destinations. Places like Hammocks Beach State Park and Onslow Beach make it easy to enjoy boating, fishing, kayaking, and beach days throughout the year.

The overall atmosphere at Merchant Point feels relaxed and approachable, which is part of what makes the community stand out for buyers looking at new homes near Camp Lejeune and the Jacksonville area. Buyers get the benefit of newer construction, energy-efficient features, and modern design while still enjoying a neighborhood that feels comfortable and easy to settle into.

For buyers searching for new homes in Jacksonville, NC, Merchant Point offers a lifestyle centered around convenience, coastal access, and everyday livability. The combination of modern homes, a growing location, and proximity to beaches and outdoor recreation creates a community that fits naturally with the laid-back coastal Carolina lifestyle so many buyers are looking for.

Area Map

 

New home Buyer Tool Box

Everything you need to make your home buying journey easier.

What Is My Next Step

What is my step?

Not sure where to start in buying a new home? Use these easy tools and helpful tips to guide you along your journey to home ownership.

Mortgage Calculator

To see your estimated mortgage payments, edit your purchase details into the tool below, and select “Update and Close.

Estimated Monthly Mortgage Calculator

 

About Mortgages

Most homebuyers don’t pay for a home in full upfront. Instead, they work with a lender to get a mortgage — a loan used to buy a home. A mortgage allows you to borrow money and pay it back over time through monthly payments. If the loan payments are not made, the lender can take ownership of the home. Your mortgage has two main parts:

  • Principal: The amount of money you borrow
  • Interest Rate: The cost of borrowing that money

Your monthly mortgage payment usually includes:

  • Principal
  • Interest
  • Property taxes
  • Homeowner’s insurance
  • Mortgage insurance (if required)

Want to estimate your monthly payment? Use our mortgage calculator by entering your loan amount, interest rate, and loan term.

Affordability Calculator

Enter your household income, down payment, monthly expenses, and interest rate to estimate how much home you may be able to afford.

How Much Can I Afford?

Our affordability calculator helps you estimate how much home you may be able to afford based on your financial situation. Knowing your budget is one of the first and most important steps in the home-buying process. While a lender can prequalify you for a mortgage, this calculator gives you a general estimate to help you start planning.

To get started, enter:

  • Your down payment
  • Your gross monthly income
  • Your regular monthly expenses
  • Your loan term (15, 20, or 30 years)

Based on the information you provide, the calculator will estimate a home price range that may fit your budget.
Keep in mind that these estimates are only a guide. Other factors — like credit score, taxes, insurance, and lifestyle expenses — can also affect how much home you can comfortably afford.
Once you have an estimated budget, you can begin exploring homes within your price range.

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Nearby Schools

Merchant Point Demographics

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