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Pine Hills

A New Community by Century Complete

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Panama City, FL, 32404

* Limited Information Available
  • 3 - 5 Bed Beds
  • 2.0 - 3.0 Bath Baths
  • 1,416 - 2,180 Sq Ft.
  • Single Family Homes Type
  • School

Check out this new home community in Panama City,FL found on NewHomesDirectory.com - Pine Hills by Century Complete.

Pine Hills by Century Complete offers new homes in Panama City, Florida, with a location that puts the laid-back Gulf Coast lifestyle within easy reach. Set along John Pitts Road, this new construction community gives buyers convenient access to local parks, shopping, dining, recreation, and the white-sand beaches and emerald waters that make Florida's Panhandle such a desirable place to call home.

Four single-family floor plans provide options for a variety of lifestyles, with homes ranging from approximately 1,416 to 2,180 square feet. Buyers can choose from single- and two-story designs offering three to five bedrooms, two to three bathrooms, and two-car garages. Open living areas make it easy to gather with family and friends, while features such as spacious great rooms, walk-in closets, private primary suites, covered patios, and flexible spaces add functionality to select designs.

Homes at Pine Hills combine contemporary interiors with durable exterior finishes. Hardie siding accented by a brick water table creates attractive curb appeal, while interiors feature designer-selected finishes. Available features include quartz countertops, stainless steel appliances, modern cabinetry, Kohler fixtures, and luxury vinyl plank flooring. Several floor plans also provide covered outdoor spaces that make it easy to enjoy Northwest Florida's warm climate.

When it is time to get outdoors, residents have plenty of destinations to explore. St. Andrews State Park offers beaches, swimming, fishing, paddling, and opportunities to experience the area's coastal scenery, while Oaks by the Bay Park provides another nearby setting for enjoying nature. Panama City Beach is also within driving distance for days spent along the Gulf, waterfront dining, entertainment, and family attractions.

The community is close to Majette Park and the H.G. Harder's Recreational Complex, adding even more opportunities for sports and outdoor activities. Shopping, restaurants, services, and entertainment throughout Panama City are also easily accessible for everyday needs.

Students living at Pine Hills are served by Tommy Smith Elementary School, Merritt Brown Middle School, and Rutherford High School.

For buyers searching for new homes in Panama City, FL, Pine Hills provides an appealing combination of modern new construction and access to the Florida Panhandle lifestyle. With multiple floor plans, three- to five-bedroom designs, contemporary finishes, and Gulf Coast beaches and recreation nearby, this Century Complete community offers a comfortable home base for enjoying everything the Panama City area has to offer.

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Not sure where to start in buying a new home? Use these easy tools and helpful tips to guide you along your journey to home ownership.

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About Mortgages

Most homebuyers don’t pay for a home in full upfront. Instead, they work with a lender to get a mortgage — a loan used to buy a home. A mortgage allows you to borrow money and pay it back over time through monthly payments. If the loan payments are not made, the lender can take ownership of the home. Your mortgage has two main parts:

  • Principal: The amount of money you borrow
  • Interest Rate: The cost of borrowing that money

Your monthly mortgage payment usually includes:

  • Principal
  • Interest
  • Property taxes
  • Homeowner’s insurance
  • Mortgage insurance (if required)

Want to estimate your monthly payment? Use our mortgage calculator by entering your loan amount, interest rate, and loan term.

Affordability Calculator

Enter your household income, down payment, monthly expenses, and interest rate to estimate how much home you may be able to afford.

How Much Can I Afford?

Our affordability calculator helps you estimate how much home you may be able to afford based on your financial situation. Knowing your budget is one of the first and most important steps in the home-buying process. While a lender can prequalify you for a mortgage, this calculator gives you a general estimate to help you start planning.

To get started, enter:

  • Your down payment
  • Your gross monthly income
  • Your regular monthly expenses
  • Your loan term (15, 20, or 30 years)

Based on the information you provide, the calculator will estimate a home price range that may fit your budget.
Keep in mind that these estimates are only a guide. Other factors — like credit score, taxes, insurance, and lifestyle expenses — can also affect how much home you can comfortably afford.
Once you have an estimated budget, you can begin exploring homes within your price range.

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Nearby Schools

Pine Hills Demographics

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