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Running Creek

A New Community by Century Communities

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21007 Running Creek Dr., Locust, NC, 28097

Mid $400k's 704-444-0046
  • 4 Bed Beds
  • 2.5 Bath Baths
  • 2,850 Sq Ft.
  • Single Family Homes Type
  • School
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Check out this new home community in Locust,NC found on NewHomesDirectory.com - Running Creek by Century Communities.

Running Creek by Century Communities - Locust, North Carolina

Space to work, entertain, and enjoy separate activities shapes the appeal of Running Creek by Century Communities in Locust, NC. With a generously sized home design and a location in western Stanly County, the community gives buyers searching for new construction homes in Locust, NC, with a home office and loft an opportunity to create a home that accommodates more than the essentials.

The currently featured residence includes approximately 2,850 square feet, four bedrooms, two and a half bathrooms, and a two-car garage. Its two-story layout includes both a flex room and a loft, offering distinct spaces that can serve different purposes. The flex room could become a dedicated workspace or reading room, while the loft can provide a casual gathering area away from the main living space. That separation is useful when work calls, homework, and evening entertainment happen at the same time.

For buyers considering four-bedroom new homes in Locust, NC, the additional bedrooms provide options for overnight guests and changing household needs. Rather than using every bedroom for another purpose, the flex room and loft allow sleeping spaces to remain available while hobbies and daily activities have their own place.

The open kitchen and expansive island anchor the main gathering area. Preparing dinner can happen alongside conversation, and the island provides a central spot for serving food when friends visit. Buyers exploring new homes in Locust, NC, with an open kitchen can appreciate a layout that keeps the cook connected to the activity around them.

Running Creek's location puts downtown Locust just minutes away. Highways 27 and 601 provide routes toward Concord and Kannapolis, while Center City Charlotte is approximately 25 miles from the community. For those comparing new construction homes in western Stanly County, NC, this location offers a base for reaching several regional destinations while maintaining everyday ties to Locust.

Local dining gives residents options for evenings when cooking can wait. Restaurants around town offer opportunities to meet friends, enjoy a casual meal, or try something different without turning dinner into a full-day outing.

Nearby Midland adds a distinctive destination at Reed Gold Mine, the site of the first documented gold discovery in the United States. Guided tours take visitors into restored underground tunnels, offering a closer look at the work that shaped North Carolina's mining history. Exhibits and walking trails extend the experience above ground, making it an interesting outing when guests come to visit or a weekend calls for something beyond the usual routine.

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About Mortgages

Most homebuyers don’t pay for a home in full upfront. Instead, they work with a lender to get a mortgage — a loan used to buy a home. A mortgage allows you to borrow money and pay it back over time through monthly payments. If the loan payments are not made, the lender can take ownership of the home. Your mortgage has two main parts:

  • Principal: The amount of money you borrow
  • Interest Rate: The cost of borrowing that money

Your monthly mortgage payment usually includes:

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  • Property taxes
  • Homeowner’s insurance
  • Mortgage insurance (if required)

Want to estimate your monthly payment? Use our mortgage calculator by entering your loan amount, interest rate, and loan term.

Affordability Calculator

Enter your household income, down payment, monthly expenses, and interest rate to estimate how much home you may be able to afford.

How Much Can I Afford?

Our affordability calculator helps you estimate how much home you may be able to afford based on your financial situation. Knowing your budget is one of the first and most important steps in the home-buying process. While a lender can prequalify you for a mortgage, this calculator gives you a general estimate to help you start planning.

To get started, enter:

  • Your down payment
  • Your gross monthly income
  • Your regular monthly expenses
  • Your loan term (15, 20, or 30 years)

Based on the information you provide, the calculator will estimate a home price range that may fit your budget.
Keep in mind that these estimates are only a guide. Other factors — like credit score, taxes, insurance, and lifestyle expenses — can also affect how much home you can comfortably afford.
Once you have an estimated budget, you can begin exploring homes within your price range.

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