March 27 2021

Four Ways to Increase Your Credit Score Before Buying a New Home

by Erin

Woman Viewing Credit Score on a Tablet

Purchasing a new home can be an exhilarating moment in your life, but the process can be complicated when there are obstacles in the way, like a low credit score. Having a low credit score is nothing to be ashamed of and is not the end of the world. Many accumulate debt for several reasons like the loss of employment, a medical emergency, and other financial hardships that you have no control over. No matter where your credit score is on the scale, there are some sure-fire ways to make improvements and finally purchase the new home of your dreams.  Here are four ways to increase your credit score before buying your new home.

 

Pay Your Bills on Time

 

Your payment history is one of the most significant factors that will affect your credit score and your ability to receive a home loan. Lenders want to know that you are reliable that you will pay them back on time. If you are not already doing so, ensure that your bills are all paid on time or early. You can schedule your payments through automatic bill pay with your banking institution or set up autopay through your account, so you never have to worry about a missed payment.

 

Dispute Credit Report Errors

 

Looking at your credit report may be a daunting experience, especially when that golden number isn’t looking very shiny. Sign up on websites like annualcreditreport.com or creditkarma.com to take a good look at your detailed credit report and make sure that everything looks the way that it should. If you come across any mistakes, you can dispute the errors. The credit bureaus have thirty days to look into it and respond. Once confirmed, the disputed mistake will be removed from your credit report, which will improve your credit score.

 

Use a Secured Credit Card

 

A secured credit card is a credit card funded by an upfront cash deposit, and the credit limit is the same as the amount of your deposit. So if you deposit $300 on your secured credit card, your credit limit will be $300. This is an excellent option for someone who may not qualify for a traditional credit card and needs to boost their credit. If you decide to go this route, make sure that you apply for a secured credit card that reports to all three credit bureaus when choosing this option.

 

Negotiate Your Debt

 

If you have bills in collections and receive letters in the mail and those annoying phone calls, you may want to pick up the phone and try negotiating your debt to a lower amount. You can also discuss creating a payment plan that works for your budget. Ask the debt collector to remove the negative information from your credit records. When doing this, make sure to always get your payment agreement in writing before proceeding. 

 

Taking these steps will take your credit score from zero to hero and help propel you into homeownership in no time!

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March 26 2021

The New Neighborhood at Flagstaff Ranch is Full of Amenities You'll Love!

by Erin

Flagstaff Ranch golf Course

Finding the right new home for sale is so much more than the details of the house itself. It's about what the community surrounding it has to offer. Are you in search of a family-friendly neighborhood that boasts exciting amenities and within arm's reach to shopping, mouthwatering eateries, and local attractions? Well, the new homes for sale at Flagstaff Ranch have just what you've been looking for. Located in booming Flagstaff, Arizona, this neighborhood of spacious single-family homesites is filled with must-have amenities for everyone to enjoy! 

 

The jaw-dropping 25,000 square foot clubhouse onsite features a fully functioning restaurant perfect for a quick bite with your new neighbors. It also includes a golf pro and pro shop and meeting rooms ideal for business or pleasure. Let's not forget the 12,000 square foot community center equipped with a swimming pool, children's pool, spa, fitness center, and tennis courts. If you thought that was all, you thought wrong. How about living just steps away from the 18-hole championship golf course amongst 454 acres of a lush green landscape? Now that is living! 

 

Beyond the Flagstaff Ranch neighborhood, many conveniences surround. Your children can attend nearby Flagstaff USD1 schools that include Manuel Demiguel Elementary School, Mt. Elden Middle School, and Flagstaff High School. You'll also find local attractions nearby, such as Walnut Canyon National Monument, Lowell Observatory, and the Museum of Northern Arizona. Enjoy access to shopping at Flagstaff Mall, where you can find stores like JC Penney, Journey's, Claire's, Foot Locker, and Bath & Body Works. Explore surrounding restaurants in Flagstaff like the breakfast and lunch spot at The Toasted Owl Cafe or if you're feeling more like a good sandwich or juicy steak, stop by The Northern Pines Restaurant. They also have lots of beer on tap.

 

The new homes at Flagstaff Ranch offer floorplans with three to four bedrooms, up to three and a half bathrooms, a two-car garage, and as much as 3,405 square feet of living space. Features include a study, a great room, and walk-in closets. Each design's exterior comes standard with an exposed aggregate driveway and patios, wood overlay on the garage door, and an eight-foot front and back door. You can also find energy-efficient features in each floor plan that include a hot water recirculation pump, programmable thermostats, exhaust fans in the bathrooms and laundry room, and a fifty-gallon Rheem gas water heater. 

 

These new homes in Flagstaff have everything you've been searching for. Please don't take our word for it. Contact the sales office at 855-928-1100 to check out the new homes for sale at Flagstaff Ranch today. You'll quickly find that they won't disappoint! 

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March 24 2021

Bloom in a New Home this Spring at Yavapai Hills in Prescott, Arizona

by Erin

New kitchen in Yavapai Hills home in Prescott

The start of the spring season is a great time to look for a new home in Northern Arizona. Why not start your search with the new home community at Yavapai Hills in Prescott? This gorgeous neighborhood of custom homesites offers the perfect view for all that is spring. Wake up to picturesque sunrises, rocky mountain views as tall as the clouds, and a crisp blue sky that sets the tone for your day. 

 

This master-planned community of single-family homes was created by preferred custom homebuilder Capstone Homes. Capstone Homes offers an assortment of features that are more than pleasing to the eye. The gorgeous kitchen and bathroom countertops feature granite slab in four color choices: Verde Ubatuba, tan brown, new Caledonia, and new sunset gold with bullnose edge detail.  You also have the option for wood or wood-looking tile in the entry, kitchen, and dining room. There is recess can lighting in the kitchen and Whirlpool appliances, including a 36” gas cooktop, 30” microwave oven combo, dishwasher, and a 36” chimney style wall hood. 

 

Yavapai Hills is located near outstanding schools such as Taylor Hicks Elementary School, Granite Mountain Middle School, and Prescott High Middle School. Local attractions include the Sharlot Hall Museum, Heritage Park Zoo, and the Prescott National Forest. Relax at Goldwater Lake surrounded by a natural forest of pine trees and enjoy an afternoon of hiking at Thumb Butte Trail 33, finishing off with a high-rise view of the beautiful city of Prescott.

 

Yavapai Hills residents can enjoy access to tennis courts, a crisp cool swimming pool, miles of walking trails, and a playground. Explore floor plans with three bedrooms and two bathrooms, a spacious two-car garage, and up to 2,746 square feet of living space starting in the high $500,000’s. Stop by the sales office today to look at the available new homes at Yavapai Hills this spring. 

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March 12 2021

Turn the Key to an Upgraded New Home at Flagstaff Meadows

by Erin

Flagstaff Meadows new master bathroom

Are you in search of a new home community with all of the bells and whistles? Well, come view the brand new homes at Flagstaff Meadows located in Bellemont, Arizona. Not only are these home sites remarkable, but they are affordable too! On top of that, each home design is entirely customizable. Turn the key to a new home with upgrades and features you can get excited about. Upgraded floor plans at Flagstaff Meadows span up to 2,862 square feet of living space and feature 3 to 4 bedrooms, 2.5 bathrooms, and a two-car garage starting in the low $300,000's.

 

Selecting the right new home is all about the details. Homebuilder Capstone Homes adds a perfect touch of class and attention to detail in each home design's interior and exterior at Flagstaff Meadows. You'll adore the oil-rubbed bronze trim hardware and light fixtures and the 9' ceilings downstairs and 8' ceilings upstairs. The exquisite bathrooms include granite countertops, chrome plumbing fixtures, and large frameless mirrors. Take joy in experimenting in the kitchen with its Whirlpool appliance package, including a gas range, hood, and dishwasher. There is also a stainless steel 60/40 under-mount sink with a chrome sink faucet. 

 

Amenities are critical to the perfect new home community, and Flagstaff Meadows featuring something for everyone and convenience to even more! There are miles of trails throughout this new home community, great for an early morning jog or evening walk. You can also find a park and playground perfect for enjoying the warm Northern Arizona weather. The neighborhood of Flagstaff Meadows is located near well-performing schools, including Flagstaff High School and Mount Eldon Middle School. Take a short drive to Flagstaff and visit the Lowell Observatory, Mission Flagstaff Extreme Adventure Course, or the Grand Canyon Deer Farm. There is always lots to do and see in and around your new home community at Flagstaff Meadows.

 

Stop by the sales office at 12210 Perseus Rd., Bellemont, AZ 86015 to begin the process of purchasing the perfect new home in Northern Arizona at Flagstaff Meadows.

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March 5 2021

5 Ways to Give Your Home an Instant Refresh This Spring

by Erin

Blue couch next to table and lamp

It’s that time of year! Spring is making its way around, and you know what that means. It’s time for a home refresh. Say goodbye to the dark days of winter and get ready for warm and bright sunny days ahead. Each year our homes quickly begin to collect dust and unwanted clutter and or just need a little bit of change to make the space enjoyable again. Now is the time to give your home an instant refresh this spring.

 

Declutter

 

Decluttering your space may seem like a tall task, but when the job is complete, you may not even recognize the appearance of your home. Make a shortlist of areas in your home that need the most attention, and start working your way down the list. Start with the smaller, less time-consuming tasks first, like decluttering your tubberware cabinet before you take on big jobs like cleaning out the garage. 

 

Rearrange Your Furniture

 

Rearranging the furniture in your home costs absolutely nothing and just takes a little elbow grease. You can add or remove furniture from room to room. Maybe move your bed toward the window for more sunlight in the morning. Switch the position of your living room furniture and remove pieces that may overcrowd a room. You can grab a lamp and a small table from one room and an accent chair from another to create a cute reading nook or even rearrange the pictures on the walls. The possibilities are endless when you get creative with what you have.

 

Switch Out Your Decor

 

One of the easiest ways to give your home a quick makeover is to switch out your decor. You can get a couple of new throw pillows and a throw blanket in your living room. You can swap your duvet covers in the bedrooms and the shower curtains and bath rugs in your bathrooms. Switch to a new set of kitchen towels, throw rugs, and curtains to give a fresh look to your home. 

 

Change out your lighting

 

Replacing your lightbulbs can give your home an instant makeover by brightening up the place within minutes. If you want to add some light to your living space, try opting for LED lightbulbs

 

Add a Fresh Coat of Paint

 

Add a pop of color in a room that needs a little more spice. Whether you decide to paint one wall or all four, it’s up to you.

 

Refreshing your home this spring doesn’t have to be a difficult task at all. Some of the smallest changes can make the biggest impact. 

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February 27 2021

Resort Style Living is closer than You Can Imagine at Capstone Homes at Jasper

by Erin

Community Swimming Pool at Capstone Homes at Jasper

Appreciate resort-style living at Capstone Homes at Jasper, a master-planned community now selling new luxury custom homes in Prescott Valley, Arizona. You can easily relax in the home you’ve always wanted while experiencing breathtaking views without stepping foot outside your door. The stony mountains and high desert vistas provide the perfect masterpiece morning, noon, and night. You’ll quickly forget you’re not on vacation when living in a new home at Jasper with access to exclusive amenities and convenience to ample dining, shopping, and entertainment.

 

Capstone Homes at Jasper provides extensive onsite conveniences that include a community center and a jaw-dropping 10,000 square foot Clubhouse. Stay active at the tennis court and pickleball courts and enjoy the fitness center and yoga lawn to get your daily workout in. Get a break from the beaming northern Arizona sun by cooling off in the family and adult resort-style swimming pools. The Iron King Trail provides quick access to miles of hiking and biking trails allowing you to get to know your new neighborhood. Jasper also features an onsite dog park for your furry friends to run around and play.

 

Surrounding your new home community, you’ll find lots to do in Prescott Valley. Visit the gun range at Insight Firearms Shooting Center and get in a few rounds of bowling at Antelope Lanes. You can also visit the Phippen Museum or perfect your golf swing at the Stone Ridge Golf Course. Satisfy your taste buds at some of the best local restaurants like BackBurner Family Restaurant, Gabby’s Grill, Thai Café, and Lonesome Valley Brewing. There is always something to get into when living in a new Prescott Valley home.

 

The highly customizable floor plans at Capstone Homes at Jasper feature modern, traditional, and farmhouse-style architecture. Capstone Homes provides custom floor plans, as well as the featured floor plans specific to the Jasper neighborhood with 3 to 5 bedrooms, up to 4.5 bathrooms, and a three-car garage. The upcoming Jasper featured plan 3020 includes 3,020 square feet of living space, a gas fireplace with craftsman mantle and stone, porch, patio, study, and large walk-in closets. You can also discover elevated quality finishes such as generous front yard landscaping, stainless steel appliances, a programmable WiFi Thermostat, and a tankless hot water heater.

 

Your new home in Prescott Valley is waiting for you starting in the low $600,000’s. Stop by the sales office today to purchase your new home at Capstone homes at Jasper and begin enjoying luxury resort-style living. 

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February 26 2021

Buy a New Prescott Home with an Experienced Builder at Yavapai Hills

by Erin

new home for sale in Northern Arizona at Yavapai Hills

Get comfy in a stunning new home in the neighborhood of Yavapai Hills by Capstone Homes. This new master-planned community is conveniently located in Prescott, AZ, and offers 4 one-story home designs equipped with 3 bedrooms, 2.5 bathrooms, and a two-car garage. Available plans include a covered patio, porch, and spacious walk-in closets. Available plans include a covered patio, porch, and spacious walk-in closets. Each of the new home designs at Yavapai Hills are Zero Energy Ready Homes, ensuring that you will save money and resources while living a full life in your new home. No matter the floor plan you choose, each is entirely customizable, and no job is too big for Northern Arizona’s premier custom home builder. Capstone Homes offers over 45 years of experience in the new home building industry, so building the perfect new homes for sale is comes easily. 

 

The new home community at Yavapai Hills features many amenities for your enjoyment. You can take an evening stroll after dinner on the miles of walking trails throughout the neighborhood. You can also participate in social activities at the community clubhouse to get to know your new neighbors. There is a swimming pool available for residents as well as a tennis court and playground. Yavapai Hills is located just minutes from great schools in Prescott, including Taylor Hicks Elementary School, Granite Mountain Middle School, Prescott Mile Middle School, and Prescott High School.  Those interested in continuing their education can do so at Yavapai College, Old Dominion University, and Prescott College, which are minutes away from home.

 

You’ll quickly discover the vast amount of everyday conveniences such as shopping at the Prescott Gateway Mall, where you can find big-name retailers like Bath and Body Works, Claire’s, Dillard’s Famous Footwear.  There is also easy access to your favorite grocers like Safeway, Sprouts Farmers Market, Trader Joe’s, Walmart Supercenter, and Dollar General.

 

Contact the sales office at Yavapai Hills today to enjoy the convenience of a new custom home in Prescott, Arizona. Simply call 928-910-4426, and someone will be happy to assist you.

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February 26 2021

Orion at Timber Sky Has Everything You Need in a New Flagstaff Home

by Erin

Bathroom fixtures in new home at Orion at Timber Sky

Orion at Timber Sky is a new single-family home neighborhood located in Flagstaff, Arizona. This gorgeous development features 89 detached new homes spanning around 55’x115’. The ten custom home designs at Orion at Timber Sky include three to four bedrooms, up to three and a half bathrooms, and a two-car garage with plans between 1,471 to 3,222 square feet of living space. Each of these energy-efficient homes is certified by the Department of Energy and features Energy Star appliances, solar panel prewiring Low E vinyl windows, and much more to help you save on your monthly energy costs.

 

The city of Flagstaff offers so much do and see. Soak in the sun and get a view of the splendor around you at the Coconino National Forest, a nature reserve known for its enormous red rocks. Or visit Wupatki National Monument or Walnut Canyon National Monument. Other nearby attractions include the Arizona Snowbowl, Lowell Observatory, the Museum of Northern Arizona, and the US Naval Observatory. You’ll have a ball shopping at Flagstaff Mall or Aspen Place at the Sawmill. You can also grab a quick bite to eat in the food court at restaurants like Ahipoki Bowl and Grimaldi’s Coal Brick Oven Pizza.

 

The stunning kitchens at Orion at Timber Sky are equipped with a Whirlpool appliance package that includes a stainless steel gas range, hood, and dishwasher. There is also recess can lighting, granite countertops, and a stainless steel 60/40 under-mount sink with a stainless steel faucet. If you think that’s amazing, you’ll absolutely love the features that come in each of the new bathrooms. Bathrooms in the Orion home designs include granite countertops; fiberglass tile surrounds the tub and shower in the master bathroom, brushed nickel plumbing fixtures, and one oval undermount sink in each bathroom. The exteriors of these new one and two-story designs offer three exterior color schemes, beautifully landscaped front yards, paver driveway and patios, and lap and vertical LP smart siding.

 

Begin your journey to homeownership at Orion at Timber Sky today, starting in the mid $400,000’s. Join the interest list to learn more and get started!   

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February 25 2021

Spacious Floor Plans Abound for Growing Families in the New Homes in Flagstaff

by Erin

Family reading a book in bed

Positioned conveniently in brilliant Flagstaff, Arizona sits Flagstaff Meadows, a charming community of new construction homes curated by custom homebuilder Capstone Homes. These northern Arizona new homes offer exceptional amenities and features as well as the opportunity to customize any floor plan of your choice. The available floor plans include 3 to 4 bedrooms, 2.5 bathrooms, and a spacious two-car garage. You will also discover that these designs span between a whopping 1,380 to 2,646 square feet of living space. Plan 2646 features energy-efficient green construction, a loft space perfect for an at-home office or reading nook, granite countertops in the kitchen, and an upstairs master bedroom with walk-in closets. You can easily build lasting memories with friends and family throughout the year without questioning the need for space in your new Flagstaff Meadows home. 

 

The community of Flagstaff Meadows provides many different ways in which you and your family can stretch your legs and stay active while being only steps from your new home. Grab a buddy or pop in your earbuds while taking a walk on the miles of walking and hiking trails throughout the neighborhood. This gives you a chance to experience the true magnificence of the northern Arizona surroundings and attractive views. A community playground and park are available for residents to enjoy outdoor gatherings like picnics and barbeques and watch the children play in the rolling green space.

 

This family-friendly community is surrounded by everything you need and more. Flagstaff Meadows is located just minutes from outstanding schools such as Manuel De Miguel Elementary School, Mount Eldon Middle School, and Flagstaff High School. You can shop for your weekly meal plan and afternoon snacks at well-known grocers like Sprouts Farmers Market, Safeway, Walmart Supercenter, and Whole Foods Market. Flagstaff Medical Center is also nearby, and picking up prescriptions is easy with Walgreens and CVS Pharmacy in route.

 

Join the interest list to get more details about features, amenities, and options for customizing a new Flagstaff home at Flagstaff Meadows by Capstone Homes.

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February 12 2021

Create the Perfect Custom New Home at Flagstaff Ranch by Capstone Homes

by Erin

New master bedroom at Flagstaff Ranch in Northern Arizona

Join the many delighted homeowners now residing in the new home community at Flagstaff Ranch by Capstone Homes. This development of newly constructed custom homes is located appropriately in the heart of Flagstaff, Arizona, providing you with jaw-dropping views of the Northern Arizona Mountains and abundant landscape. You will also discover that the largest Ponderosa Pine Forest in North America is right in your backyard! How is that for a serene escape at home? Make your selection from the Aspen Shadows collection of new home floor plans with over ten home designs spanning between 2,308 to 3,857 square feet of living space. 

 

Are you looking for a unique home design with your personal touch? Capstone Homes’ Design/Build program will assist you will all of your custom design needs when purchasing a new home at Flagstaff Ranch. This full-service program helps you bring all of your interior and exterior ideas to life. Capstone Homes provides free preliminary plan design, pricing, consolation, and lot evaluation. You are also more than welcome to customize any of Capstone’s previous floor plans to create the perfect fit for your lifestyle.

 

Life at Flagstaff Ranch is full of opportunities for work and play. You can access ample employment opportunities, and there is an easy commute to and from via Interstate 40, Interstate 17, and the historic Route 66. Visit downtown Flagstaff to enjoy the flavors of great local eateries that are sure to satisfy your taste buds, like Tinderbox Kitchen and Historic Brewing Barrel and Bottle House. Stop by Flagstaff Mall or Aspen Place at the Sawmill to get some much-needed shopping done at top retailers like Eddie Bauer, Dillard’s, Foot Locker, and Bath and Body Works.

 

At Flagstaff Ranch, community amenities include a community center and clubhouse that feature a golf course, tennis courts, swimming pool, and walking trails. Visit the sales office at 3605 S. Flagstaff Ranch Rd, Flagstaff, AZ 86005 to find out how to purchase your new custom home at Flagstaff Ranch by Capstone Homes.

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